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The right team for the right home loan!

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

Vault Mortgage Lending – Jose Sahagun

Welcome to Vault Mortgage Lending, your premier mortgage partner located in the heart of picturesque Madera, California! Nestled amid the beauty of Central California, we are dedicated to offering some of the most competitive rates nationwide, ensuring your journey to homeownership is not only exciting but also financially rewarding.

At Vault Mortgage Lending, we understand that securing a mortgage can be a significant milestone. That’s why we’ve crafted a streamlined process that is as simple as it is efficient, so you can focus on what matters most—turning your homeownership dreams into reality.

Whether you’re a first-time home buyer eager to plant roots, envisioning your dream home, looking to refinance an existing loan for better terms, or seeking to consolidate debt, Vault Mortgage Lending is here to empower you every step of the way. Our expert team is committed to providing personalized service, guiding you through the complexities of mortgage financing with enthusiasm and expertise.

Join us at Vault Mortgage Lending and let us help you embark on this exciting journey toward achieving your financial goals. Discover how easy and exhilarating the path to homeownership can be with our dedicated support and unbeatable rates. Your dream home awaits—let’s make it happen together!

Client Resources

Surf our website to learn about our company, see our loan programs, and request a free consultation.

Mortgage Calculator
Look at different scenarios with our calculators.
Learning Center
Read through the articles to help you learn more about the mortgage process.
Loan Programs
Familiarize yourself with some of the loan programs we offer.
Quote Request
Request a no obligation quote with no credit check required.
No Obligation.
No Credit Check.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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Our clients are the foundation of our success.

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